Prudential Car Insurance Quotes: Reviews and Information
Prudential plc is a multinational financial services group with significant operations in the US, the UK, and Asia. It was founded in May 1848 in London to offer loans to the middle-class population. In 1854, Prudential auto insurance started a new concept of selling industrial insurance policies to the working class for premiums of a penny and upwards. By 1875, the company had sold over 3 million policies. By 1898, the company had become the leading UK life insurance company. These days, of course, they can provide insurance quotes across pretty much the full spectrum of coverage, from car insurance quotes to quotes for insuring your life.
Prudential auto insurance opened its first overseas branch in India in 1923. As the company continued to expand overseas, it made a number of new acquisitions including the American insurance company Jackson National Life. In June 2000, Prudential plc was first listed on the New York Stock Exchange and the stock exchanges in Singapore and Hong Kong. The company has experienced tremendous growth over the years and now serves approximately 25 million insurance customers globally.
Types of Prudential Car Insurance
Prudential plc offers two levels of car insurance plans. The first type of auto insurance policy is ‘third party, fire, and theft’. This covers you for the third-party damage, damage to your vehicle from a fire, and the cost of replacing your vehicle if it’s stolen. The second type of Prudential car insurance plan is known as ‘comprehensive’. Let’s have a look at what each has to offer with its auto insurance quotes. You can also get car insurance quotes from Countrywide auto insurance and AAA auto insurance as well to compare.
Third-party, fire, and auto theft insurance
This Prudential car insurance plan gives you auto insurance liability cover to protect you against any third party involved in an accident you caused. This may include your passengers, pedestrians, and other drivers, or the damage caused to the other vehicles involved. It also includes car insurance coverage for theft and fire. Other features included in this auto insurance plan are:
Guaranteed courtesy car
With this feature of Prudential’s auto insurance plan (comprehensive), you’ll receive a courtesy car while your car is being repaired by one of the company’s approved repairers after suffering accident damage. All the work carried out by the approved repairers is guaranteed for five years under this car insurance plan.
No-claim Prudential auto insurance plan discount
If you have a history of not making any claims with your previous car insurance provider, when you’re looking for car insurance quotes from Prudential you could benefit from a no-claims discount of up to nine years. All you have to do is to provide proof from your former provider and Prudential will do the necessary calculations to come up with the right auto insurance quote for you.
Audio and visual equipment coverage
In this car insurance plan, you’re covered for theft or damage of your car’s permanently-fitted audio and visual equipment. You’ll receive up to the equivalent of £1,000 in compensation (around $1300). This can include auto insurance coverage for stereo equipment, telephones, TVs, and navigation systems. The amount of cover under this car insurance plan is unlimited if the equipment was fitted by the manufacturer or their approved dealer.
Insurance coverage in Europe
With this auto insurance plan, vehicle trips in Europe are automatically covered up to 90 days.
Comprehensive car insurance plan
This Prudential car insurance gives you full coverage against damage to the insured vehicle including accidental damage, malicious damage, theft, and fire. It has all the features of the auto insurance known as third-party, fire, and theft.
However, a comprehensive car insurance plan gives you additional benefits. Comprehensive insurance cover gives you access to a 24-hour helpline to assist you get your car to a repairer as quickly as possible. The auto insurance also covers loss or damage to clothing and personal belongings while they are inside your car. Other features include:
New Car Coverage
If the insured car is less than 12 months old, and you are its first and only registered owner, it will be replaced with another car of the same make and model if it gets stolen and cannot be found.
Uninsured Prudential auto insurance driver promise
If you are involved in an accident that was caused by an uninsured driver, all policy excesses will be covered under Prudential’s comprehensive auto insurance plan. Additionally, you will not lose your no-claim discount. All you have to do in these cases is to provide the make, model and registration number of the uninsured car and if possible, the details of the uninsured driver.
If your windscreen is damaged, under the Prudential auto insurance windscreen coverage plan, you’ll receive up to £10 ($13) for repairs and £75 ($100) for replacements if you use an approved repairer. Any and all claims made under this section have no effect on your no-claim discount.
If you or your partner is injured while traveling in a vehicle, you can receive a personal cover of up to $5,000 ($6700).
Prudential auto insurance plan for medical expenses
If the insured car is involved in an accident, each injured person’s medical expenses will be covered up to £200 ($270).
This element of your auto insurance covers what happens if your car cannot be driven due to loss or an accident, and you’re forced to spend the night at a hotel. The insurance plan covers your accommodation costs as well as those of your passengers up to a certain amount.
Prudential car insurance policies are complemented with a few extras. The breakdown auto insurance cover provides you with roadside assistance and tow to the nearest appropriate garage. The Claims Legal Assistance Service offers up to £100,000 ($130,000) of legal costs to help you claim from the responsible party.
Prudential Auto Insurance Quotes - Get Yours Today!
Now that you have all the important information on Prudential auto insurance quotes, you can get other car insurance quotes to compare car insurance plans from different providers. This will ensure you're getting the best deal possible. Remember, the only way to get the best deal on your car insurance is by getting quotes from multiple insurance companies and comparing them with one another. You’ll be able to tell a policy that gives you value for money from one that makes you pay for car insurance coverage you don’t need. Thanks to the internet, you can do all this for free in a matter of minutes.