Learn More About Saving With AIG Car Insurance Quotes
Looking for car insurance quotes? AIG (American International Group) is one of the biggest providers. AIG is an insurance company that specializes in both insurance annuities and in mutual funds.
However, it also provides clients across the U.S.A. and the world with life, travel, and auto insurance. The AIG auto insurance division is headquartered in New York City. The company’s product portfolio also includes a breadth of industrial and commercial insurance, with AIG now classed as the biggest underwriter of these services in America.
As an industry leader, when you get car insurance quotes from AIG auto insurance, you’ll find it highly dependable and widely used. From auto insurance to coverage for motorcycles and private vehicles of all types, AIG’s vehicle insurance products have been fulfilling the needs of customers for years. Our auto insurance quotes are affordable and tuned to your needs as a driver.
AIG auto insurance plans are sold direct by its New York subsidiary division, part of which has not been acquired by the Farmers Insurance Group. Overall, with more than 100,000 employees, AIG is one of the world’s leading providers of car insurance. It’s in the top-20 list of publicly traded companies and the firm has many years of experience as an auto insurance provider. It has offices in Asia and Europe, too, from which it conducts large-scale regional operations.
Who can apply?
American International group auto insurance quotes: who can apply for an AIG auto insurance plan?
This plan is absolutely ideal for private car owners who have a yearning to enjoy a number of privileges. They can choose their preferred workshop, rather than having one stuffed down their throat, for one thing. And in auto insurance, that’s a pretty good package. They can also customize their car insurance coverage according to their needs. This customization of car insurance rates means that you have more flexibility to choose the right insurance plan for you.
Benefits you’ll enjoy from getting auto insurance coverage from AIG
With an AIG car insurance plan, you’ll get a brand-new replacement car
Where you damage your car beyond repair, and it’s less than one year old, AIG auto insurance would pay for a brand new car of the same make and model as your old one.
With car insurance from AIG, you can choose your workshop
AIG auto insurance policy holders are not restricted in the workshop at which they choose to have their vehicle repaired. After you’ve been unlucky and had an accident, and you activate your car insurance, you’re free to select. With an AIG insurance policy for your car, you can take your damaged vehicle to any workshop. This includes the sole agent’s workshop, too.
AIG auto insurance coverage for accidents
You know, when you’re unfortunate enough to have an accident, your insurance policy goes the extra mile. Not just you as the auto insurance policyholder, but also those other people riding in your car at that time, are covered. All they have to do to qualify for this insurance cover is either die, or suffer a permanent, crippling disability. And the great thing about this AIG auto insurance feature is that it pays out over and above any existing life insurance cover your dead or maimed passenger might have. Great!
Car keys are fully protected with AIG insurance for cars
This one is a fabulous aspect of auto insurance as provided by AIG. We shoulder the tow truck or locksmith expenses if you’ve been a dummy and locked yourself out of your vehicle. What’s more, with our auto insurance plans, we’ll ensure you get replacement keys in cases where the problem was caused by robbery, theft, or a break-in.
AIG Car Insurance Coverage Customizable
When you’re thinking about AIG auto insurance, don’t forget that you can shape your car insurance plan to suit your own needs. For example, our ‘age condition’ option allows you as the potential car insurance policy holder to qualify for a lower premium base. This depends on the age bracket you’ve chosen. Likewise, you can also lower your car insurance quotes by raising the excess. You can even, for a reasonably priced extra premium, opt to take advantage of a replacement car in case of an accident.
Moreover, with AIG auto insurance quotes, even the add-on coverage can be customized, too. What this means is that you’re sure to find an auto insurance quote that fits in really neatly with your requirements. It’ll also fit in with the needs related to the actual vehicle you have on the road. Where a customer wants extra premium coverage, potential policy holders of AIG car insurance plans can choose between the:
- Passenger protection plan
- Windscreen auto insurance plan
- Car insurance coverage for ‘special perils’
- Accident guard auto insurance
The accident guard insurance plan allows policy holders to take advantage of free roadside assistance services.
AIG car insurance quotes and road assistance service
With the chosen add-on coverage having been purchased together with the auto insurance comprehensive coverage, free road assistance services become available. Policy holders with this kind of car insurance plan can get free emergency road assistance services. These include a change of battery, towing services, tire puncture repairs and assistance, accident assistance, and many more.
Full payout on total car damage with AIG auto insurance
If the vehicle covered falls within the agreed value policy as set by AIG, the policy holder is entitled to receive a full payout when it comes to total car damage. This means that if the accident you’ve been unfortunate enough to have damages your car beyond repair, your AIG auto insurance plan will pay for the full value of your vehicle. It goes without saying that when you’re looking for car insurance quotes, it’s important always to get the auto insurance policy that you really need.
AIG auto insurance coverage
The following baseline situations are covered by plans for which you can get AIG car insurance quotes:
- Personal accident coverage. In cases where the insured person dies or becomes permanently disabled while traveling in the insured vehicle, his family would receive $20,000.
- Brand new replacement car. Where a driver has accepted an AIG car insurance quote and has damaged beyond repair a vehicle less than a year old, the driver may qualify for full-purchase-price coverage. What this means is that the full cost of a brand new car of the same make and model would be reimbursed to the policy holder.
- Key replacement and lock-outs. In cases where a car has ‘auto-locked itself’, or become damaged because of a robbery, break-in, or theft, policy holders are eligible for reimbursement up to $800.
- Insured cars can be repaired at any workshop, and this includes a sole-agent workshop where the vehicle has been involved in an accident.
- AIG car insurance plan holders can also enjoy unlimited windscreen replacement.
- With some AIG auto insurance plans, passengers in the car are covered for medical expenses, and not merely the driver.
- Liability cover for passengers is unlimited with some AIG car insurance quotes.
- Passengers traveling in the insured vehicle would receive $10,000 each in any case.
- Third-party liability resulting from the negligence of the passengers can also be covered by AIG car insurance quotes. This can have unlimited coverage, too.
- Flood and wind damage is also covered by AIG car insurance quotes.
- With auto insurance plans from AIG, if the loss or damage to your car was the result of intentional actions during a riot, lock-out, or strike, the policy holder can be compensated up to the full market value of the vehicle.
AIG Car Insurance Plans Options
AIG auto insurance policy holder may customize their insurance coverage with the following options:
- Loss of use: AIG auto insurance plans can provide a replacement car for up to ten days while your damaged vehicle is being repaired. In our auto insurance plans, AIG can pick up and drop off your vehicle at any location you prefer.
- Lower premiums: when looking at AIG auto insurance quotes, you can lower your premiums by raising the policy excess. You can have an excess of up to $3,000.
- Age condition: you can reduce the costs of your premium plan depending on the age conditions of the policy for which you have an auto insurance quote.
Related auto insurance plans
This is a value-added car insurance plan where the policy holder can have 24-hour roadside assistance.
This car insurance plan covers all a policy holder’s baseline car insurance needs.
This value-added car insurance coverage features more than just the basics. When it comes to auto insurance quotes, the AutoPlus plan has additional benefits. These include car waiver benefits, loss-of-use car replacement, and free 24-hour roadside assistance.
For accident repairs, the policy holder has the privilege to choose from a wide selection of authorized workshops that are situated all throughout the country. In cases where the car is less than three years old from the date of registration, the owner is allowed to have it repaired at the sole agent's workshop.
Auto Value Plan
The Auto Value plan is a type of car insurance coverage that provides the car owner with baseline, essential protection for the vehicle, passengers, and more especially, the policy holder. It has the benefits offered by other auto insurance plans such as key replacement and personal accident cover. However, this car insurance plan has additional features that are advantageous to the policy holder.
Other benefits with AIG car insurance plans
If you’re looking for an auto insurance quote from AIG, there are further, standard coverage packages that include, for example, ‘agreed value’ new vehicle replacement, and case settlement, to take but two examples. When it comes to add-on coverage options, these are available. The policy holder can request part replacement, pet coverage, reimbursement, and coverage for damaged or stolen property with no daily limit.
Final words about AIG auto insurance quotes
It’s vital of course to compare insurance policies and auto insurance quotes from several insurance companies. The reason for this is that you need to find one that meets your specific needs and expectations. You want to get the most for your money
Our goal is to help and guide people in search of an insurance policy for their vehicle, whether new or old. Feel free, obviously, to shop around and compare different car insurance quotes, but you’ll most likely be happy to come back to us.