According to the United Health Foundation’s survey in 2007, Montana is the 18th most healthy state in the United States. To make the Montana residents healthier, the government of offers several Health Insurance programs. These programs are specially designed for different segments to make Montana Health Insurance more accessible and affordable for the residents.

Montana Health Insurance companies offer insurance coverage based on the nature and status of the applicant. Thus your application may not be accepted if your status is not satisfactory for the coverage. However you can still avail the Montana Health Insurance coverage if you are a HIPPA-eligible person. The Portability and Accountability Act or HIPPA is a risk pool for providingcoverage to the individuals who can afford medical cost but are unable to obtain it because of their health status.

Montana Health Insurance Programs by the State

The State supports several medical programs like Medicaid and the Children’s Health Program to make plans available to every resident. The state has also designed a high-risk pool as the Comprehensive Health Association. This program serves the people who are uninsurable due to their pre-existing conditions.

Montana Health Insurance Companies

Though there are many companies offering plans and programs in the state, you have to research a lot before buying a plan from a private insurer. You may buy a policy for your family, employees and yourself from the companies like Unicare, Celtic or Assurant. However, if you are HIPPA-eligible, you can choose a program from the Blue Cross Blue Shield of Montana.

Department of Insurance

The Department of Insurance is also known as the Montana State Auditor’s Office. This department deals with regulating the entire insurance industry in the state. If you are one of the 22% uninsured population in the state, get yourself insured with so many options available for coverage. You may contact the Department of Insurance for any queries or further information at the following address:

Montana State Auditor’s Office
840 Helena Avenue
Helena, MT 59601
Phone: 800-332-6148
http://sao.mt.gov/consumers/index.asp