According to the United Health Foundation’s study in 2007, the number of uninsured population in Minnesota has grown to 9.2 % of the total population. It is actually unfortunate that a state with around five million people living in it is lacking in 100% Health Insurance coverage. The residents of this 21st most populated state of the U.S. might have many reasons for being uninsured and lack of knowledge is one of them. To make Minnesota Health Insurance more accessible to the low-income residents of the state, there are three publicly-funded health care programs. These programs namely, the Medical Assistance (MA), the Minnesota’s Medicaid Program and the General Assistance Medical Care (GAMC) cover the medical expenses of their enrollees. Let’s discuss all the Minnesota Health Insurance options available :

There are Managed Care programs offered by Health Maintenance Organizations, Community Integrated Service Networks and other organizations.

There is an option to go for a government supported program like the MinnesotaCare, Medicaid Program, Prepaid Medical Assistance Program and General Assistance Medical Care.

The residents who are unable to obtain the Minnesota Health Insurance because of some pre-existing medical conditions can avail coverage from the Minnesota Comprehensive Health Association (MCHA).

The traditional type of Health Insurance called the Fee for Service is also available as a part of the Minnesota Health Insurance. This system of Health Insurance refers to compensating the doctors according to the medical care provided by them

Minnesota Department of Commerce

In order to help the residents in dealing with Minnesota Health Insurance needs, the Department of Commerce has set up a separate wing for insurance. The insurance division deals with issuing licenses, framing rules and handling complaints and other consumers. In order to file a complaint or get information about the Department of Insurance, you may contact the Department of Commerce at the following address:

85 7th Place East, Suite 500, St. Paul
or call at 651-296-4026.

For an online contact you can use the URL http://www.state.mn.us/portal/mn/isp/home.do?agency=Commerce