The United Health Foundation has rated Hawaii as the third healthiest state in the United States. Though it is really good news for you if you are living in that state, it does not mean that Hawaiians do not require medical care from time to time. Infact Hawaii Health Insurance is very helpful in maintaining your a healthy lifestyle. The entire insurance industry in the state including Hawaii Health Insurance works under the supervision of the Department of Commerce & Consumer Affairs.

How Can the Department of Commerce & Consumer Affairs Help You?

If you are you looking for a licensed Hawaii Health Insurance agent or want to file a complaint against your insurance company, you need to contact the Department of Commerce & Consumer Affairs. Along with helping the consumers, the department also issues licenses to the insurance agencies and agents.

Hawaii Health Insurance Rules and Regulations

As per the requirement of the Government, a Hawaii Health Insurance policy is required to include a guaranteed provision for renewability, coverage of 31 days for all the newborns/ adopted children. Whereas according to the regulations, an insurance company can reject your application because of your health status. Moreover the companies can also charge higher premiums from you if your health status is of high risk, but your existing policy cannot be terminated because of you illness.

Hawaii Health Insurance for Kids

It is also very essential for the kids to ensure their regular health care. Hawaii Covering Kids is a program that helps children to select and retain an appropriate medical care program. The main motive of this program is to ensure that every Hawaiian kid and youth has a plan to support his health care. If you feel interested in knowing more about the Hawaii Covering Kids, you may go for an online search at www.coveringkids.com.

Contact:

Department of Commerce & Consumer Affairs
King Kalakaua Building,
355 Merchant Street, Room 213
Honolulu, Hawaii 9681
Phone: (808) 586-2790/586-2799
Website: www.hawaii.gov/dcca/ins