Georgia Auto Insurance Quotes
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Georgia residents are required by the state to carry liability Georgia auto insurance on any cars they drive, receive license plates on and register for tags. Once insurance has been taken out, the insurance company must electronically file the coverage information within thirty days with the Electronic Insurance Compliance System in the state.

 

The minimum Georgia auto insurance requirements are similar to other states. Driver's liability coverage must be at least $25,000/person for bodily injury, $50,000/accident for bodily injury to 2 or more persons, and $25,000/accident for property damage. This does not mean drivers will not want more.

 

There are exemptions for cars that are being stored, have been salvaged, or if the driver moves out of the state. If a car is no longer being leased by the policyholder, they are not required to carry coverage for obvious reasons. Outside of the more evident reasons, cars must carry valid Georgia auto insurance coverage. Drivers that allow their policies to lapse are subject to extensive fines. This means making sure that if changing from one company to another, coverage should overlap, if possible to prevent any accidental periods where a driver and vehicle are uninsured.

 

An automobile insurer should have a good reputation and when it comes to handling claims, should be easy to work with. Consider adding options such as replacing a vehicle for full value and car rental coverage, should the vehicle be indisposed after an accident.

Speak with several Georgia auto insurance agencies to help evaluate what the current needs apply to each vehicle. Obtain quotes from each one. There are instances where the minimum is warranted. In certain circumstances, especially with teen drivers, comprehensive coverage might be the best option. Medical costs have skyrocketed and should a fatal accident occur, having additional protection is well worth it. It is also worth mentioning that there are savings that number in hundreds of dollars for those willing to do the research and your at the right place.

 

Simply enter your zip code in the quote box above and you'll have your quote request completed in less than a minute.